FEE SCHEDULE
Savings Accounts
Monthly service fee ... none Return check deposit ... $25.00
Checking Accounts
Monthly service fee ... none Per check charge ... none Stop payment ... $15.00 Insufficient/Uncollected Funds ... $20.00 Return check deposit ... $25.00 ACH Debit Return ... $25.00 Copy of Checks ... $3.00 (FREE via online account access) Stop payment series of checks ... $25.00
Certificate Accounts
Monthly service fee ... none
Early Withdrawal Penalty:
Less than 2 years ... 90 days of int Over 2 Years ... 180 days of int
Electronic Services/ATM/Debit Card
- Deposits at participating ATM’s and Shared Service Centers are FREE.
- Point of Sale Transaction with a debit card (swipe and sign) are FREE.
- First six (6) monthly ATM/Debit card transactions (Pin based) are free; each transaction thereafter incurs a fee.Transactions- deposits, withdrawals, balances, transfers.
ATM transaction (each) ... $1.00 Returned check (ATM deposit) ... $25.00 Balance Inquiry ... $1.00 Transfer ... $1.00 Initial Card ... none Replacement card ... $5.00 Additional Card ... $2.00 Monthly service fee ... none Negative Shares due to ATM/Visa Debit ... $25.00
- All Shared Service Center transactions are FREE
- All Senior Citizen (65+) check orders are FREE
Other ATM FEES: When you use an ATM machine not owned by us you may be charged a fee by the ATM operator/owner.
Notice: ATM/Visa Debit/Shared Service Center deposits are not immediately available.Holds on funds may occur.Please call office for more info.
Miscellaneous Fees
Western Union ... $18.00 Wire Transfer ... $20.00 International Wire Transfer ... $35.00+ Money Order ... $2.00 Overnight Mail Service *Depending on location ... $25.00* *2nd day mail service ... $20.00 Certified Mail ... $9.00 Return ACH Debit ... $25.00 Negative Shares ... $25.00 Inactive Accounts (monthly) ... $15.00 Inactive Accounts are classified as accounts with no activity for eighteen months with balances under $350.00 Notary Fee ... none Third party Check (one free per month) ... $5.00 Incorrect Address (after 3 attempts) ... $25.00 Research Fee/Record Retrieval ... $25.00 Online Account Access ... FREE Internet Bill Pay (with activity) ... FREE
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