Jersey Trades Federal Credit Union
Jersey Trades Federal Credit Union
Jersey Trades Federal Credit Union
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FEE SCHEDULE

Savings Accounts

Monthly service fee ... none
Return check deposit ... $25.00

Checking Accounts

Monthly service fee ... none
Per check charge ... none
Stop payment ... $15.00
Insufficient/Uncollected Funds ... $20.00
Return check deposit ... $25.00
ACH Debit Return ... $25.00
Copy of Checks ... $3.00 (FREE via online account access)
Stop payment series of checks ... $25.00

Certificate Accounts

Monthly service fee ... none

Early Withdrawal Penalty:

Less than 2 years ... 90 days of int
Over 2 Years ... 180 days of int

Electronic Services/ATM/Debit Card

  • Deposits at participating ATM’s and Shared Service Centers are FREE.
  • Point of Sale Transaction with a debit card (swipe and sign) are FREE.
  • First six (6) monthly ATM/Debit card transactions (Pin based) are free; each transaction thereafter incurs a fee.Transactions- deposits, withdrawals, balances, transfers.

ATM transaction (each) ... $1.00
Returned check (ATM deposit) ... $25.00
Balance Inquiry ... $1.00
Transfer ... $1.00
Initial Card ... none
Replacement card ... $5.00
Additional Card ... $2.00
Monthly service fee ... none
Negative Shares due to ATM/Visa Debit ... $25.00

  • All Shared Service Center transactions are FREE
  • All Senior Citizen (65+) check orders are FREE

Other ATM FEES: When you use an ATM machine not owned by us you may be charged a fee by the ATM operator/owner.

Notice: ATM/Visa Debit/Shared Service Center deposits are not immediately available.Holds on funds may occur.Please call office for more info.

Miscellaneous Fees

Western Union ... $17.00
Wire Transfer ... $20.00
International Wire Transfer ... $35.00+
Money Order ... $2.00
Overnight Mail Service *Depending on location ... $25.00*
*2nd day mail service ... $20.00
Certified Mail ... $9.00
Return ACH Debit ... $25.00
Negative Shares ... $25.00
Inactive Accounts (monthly) ... $15.00
Inactive Accounts are classified as accounts with no activity
for eighteen months with balances under $350.00

Notary Fee ... none
Third party Check (one free per month) ... $5.00
Incorrect Address (after 3 attempts) ... $25.00
Research Fee/Record Retrieval ... $25.00
Online Account Access ... FREE
Internet Bill Pay (with activity) ... FREE

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