CONSUMER LOANS

If you need to borrow money or if you're interested in refinancing existing loans, please don't hesitate to give one of our representatives a call. We pride ourselves on fast, friendly service. Our loan products offer competitive rates and we try to make the application process as simple as possible.

You can borrow money to purchase a computer, car, home, to consolidate bills, to educate yourself or your children, or for most of your daily needs.

The decision to apply for a loan doesn't always happen during regular credit union hours. And if you're like most people, you need answers fast. At Jersey Trades Federal Credit Union, we're answering the call by giving you direct phone access to our professionally staffed loan services 24 hours a day 7 days a week by calling any one of the numbers listed below*.

Each loan application is considered on the basis of credit worthiness, the ability to repay the loan, current and past credit performance with us and other lenders, your length of employment, collateral offered to secure the loan, and your financial needs and commitments. The decision to apply for a loan doesn't always happen during regular credit union hours. And if you're like most people, you need answers fast. At Jersey Trades Federal Credit Union, we're answering the call by giving you direct phone access to our professionally staffed loan services 24 hours a day 7 days a week.

Please provide us with the following information so we can process your loan request as quickly as possible:

• Social Security Number of each applicant
• Date of birth of each applicant
• Current balance and payment information on mortgages or other secured loans for cars, boats, RVs, etc.

Your loan payments may be made in person, by mail, through direct payment services, ACCESS 24 or using FOCUS our Home Banking.

We can satisfy all your financial needs with a variety of loans:

• New and Used Auto Loans
• Personal Signature loans
• Motorcycle and Boat
• Share Secured Loans
• First Mortgages
• Second Mortgages
• Bridge Loans
• Home Equity Lines of Credit