ATM & DEBIT CARD DISCLOSURE

Use your Jersey Trades FCU VISA Debit Card to:

• Pay for purchases from checking at merchants who accept VISA (up to $5,000 for qualified members in person purchases only)
  
• Withdraw up to $1000 per day from your available checking or savings at network ATMs
• Perform balance inquiries
• Transfer between accounts
• Deposit at any NYCE ATM

Use your Jersey Trades FCU ATM Card to:

• Withdraw up to $1000 per day from your available savings at network ATMs
• Perform balance inquiries
• Transfer between accounts
• Deposit at any NYCE ATM

Keep your Personal Identification Number (PIN) confidential.

• Your PIN is for your use only
• Never write your PIN on your Debit or ATM Card
• Never give out your PIN over the phone
• Record your PIN and keep it in a safe place

Treat your card like cash.
Keep it secure when not being used.

Call us whenever you have a question or problem.
We can help you with any concerns about your VISA Debit or ATM card.

Fee Schedule:

• Deposits at participating ATMs and service centers are FREE
• VISA Debit Card point-of-sale transactions are FREE
• First 6 ATM transactions on VISA Debit Card or ATM Card are FREE
• Cash withdrawal ....$1.00
• Balance Inquiry ....$1.00
• Transfer ....$1.00
• Denial ....$1.00
• Initial Card ....FREE
• Replacement Card ....$5.00
• Additional Card ....$2.00
• Monthly Fee ....NONE
• All Shared Service Center transactions are FREE
• All senior citizen (over 65) transactions are FREE